What Is PIP Coverage in Michigan and What Does It Pay?
Personal Injury Protection is the heart of Michigan No-Fault. Here is exactly what it covers after a crash.
The Core of No-Fault
Michigan's No-Fault system requires your own Personal Injury Protection (PIP) coverage to pay medical bills and a portion of lost wages after a crash, regardless of who was at fault. PIP is the first place you turn for medical and wage benefits after a car accident.
What PIP Pays For
PIP can cover reasonable medical expenses, a portion of lost wages, replacement services for tasks you can no longer do, and certain related costs, subject to your coverage level.
Coverage Levels Matter
Since Michigan's 2019 No-Fault reform, drivers choose among PIP medical coverage levels, which directly affects the benefits available after a crash. Choosing too little coverage can be devastating after a serious injury.
How Injury Claim Team Can Help
Injury Claim Team is a free service — not a law firm — that connects injured people across Michigan with experienced, vetted personal injury attorneys. There is never a fee to use our service, and the attorneys we connect you with work on contingency, so you pay no attorney fee unless they recover compensation for you.
If you have questions about Michigan PIP coverage, a specialist is available 24 hours a day to review your situation and connect you with the right Michigan attorney — usually within the hour. Call 973-566-5599 for your free, confidential case review.
This article is general information about Michigan law, not legal advice for your specific situation. For guidance on your case, talk to a qualified attorney. Injury Claim Team can connect you with one at no cost — call 973-566-5599.