An Uninsured Driver Hit Me in Michigan: Now What?
When the at-fault driver has no insurance, your own coverage and No-Fault benefits become your safety net.
No-Fault Covers Your Basics
Michigan's No-Fault system requires your own Personal Injury Protection (PIP) coverage to pay medical bills and a portion of lost wages after a crash, regardless of who was at fault. Your medical bills and wage loss are generally covered regardless of the other driver's insurance status.
Uninsured Motorist Coverage
For pain and suffering, your uninsured motorist coverage may step in where the at-fault driver has none. Check whether your policy includes it.
Don't Assume You Have No Options
Even against an uninsured driver, recovery avenues exist. To sue an at-fault driver for pain and suffering in Michigan, your injury must meet the serious-impairment-of-body-function threshold. An attorney can identify every applicable source of compensation.
How Injury Claim Team Can Help
Injury Claim Team is a free service — not a law firm — that connects injured people across Michigan with experienced, vetted personal injury attorneys. There is never a fee to use our service, and the attorneys we connect you with work on contingency, so you pay no attorney fee unless they recover compensation for you.
If you have questions about an uninsured driver claim in Michigan, a specialist is available 24 hours a day to review your situation and connect you with the right Michigan attorney — usually within the hour. Call 973-566-5599 for your free, confidential case review.
This article is general information about Michigan law, not legal advice for your specific situation. For guidance on your case, talk to a qualified attorney. Injury Claim Team can connect you with one at no cost — call 973-566-5599.