Injured While Riding in Someone Else's Car in Michigan
Passengers in another person's vehicle have No-Fault rights — but the priority of insurers can be confusing.
Which Insurer Pays Your PIP
Michigan's No-Fault system requires your own Personal Injury Protection (PIP) coverage to pay medical bills and a portion of lost wages after a crash, regardless of who was at fault. For passengers, Michigan's priority rules determine which insurer is responsible for your benefits, often starting with your own policy if you have one.
Claims Against At-Fault Drivers
To sue an at-fault driver for pain and suffering in Michigan, your injury must meet the serious-impairment-of-body-function threshold. You may have a claim against any at-fault driver, regardless of whose car you were in.
Sorting It Out
Because the priority rules are technical, legal guidance ensures your benefits are not wrongly denied.
How Injury Claim Team Can Help
Injury Claim Team is a free service — not a law firm — that connects injured people across Michigan with experienced, vetted personal injury attorneys. There is never a fee to use our service, and the attorneys we connect you with work on contingency, so you pay no attorney fee unless they recover compensation for you.
If you have questions about a Michigan passenger injury claim, a specialist is available 24 hours a day to review your situation and connect you with the right Michigan attorney — usually within the hour. Call 973-566-5599 for your free, confidential case review.
This article is general information about Michigan law, not legal advice for your specific situation. For guidance on your case, talk to a qualified attorney. Injury Claim Team can connect you with one at no cost — call 973-566-5599.