Injured as a Passenger in Michigan? Here Are Your Rights
Passengers are almost never at fault — but figuring out which insurance pays can still be confusing.
Passengers and No-Fault
Michigan's No-Fault system requires your own Personal Injury Protection (PIP) coverage to pay medical bills and a portion of lost wages after a crash, regardless of who was at fault. As an injured passenger, you can typically claim PIP benefits, though the priority of which insurer pays follows specific rules.
Claims Against At-Fault Drivers
To sue an at-fault driver for pain and suffering in Michigan, your injury must meet the serious-impairment-of-body-function threshold. A passenger may have claims against one or more at-fault drivers, including the driver of the car they were riding in.
No Need to Choose Sides
Pursuing a claim is about accessing the insurance that exists to cover injuries — not about blaming friends or family. An attorney can navigate this sensitively.
How Injury Claim Team Can Help
Injury Claim Team is a free service — not a law firm — that connects injured people across Michigan with experienced, vetted personal injury attorneys. There is never a fee to use our service, and the attorneys we connect you with work on contingency, so you pay no attorney fee unless they recover compensation for you.
If you have questions about an injured passenger claim in Michigan, a specialist is available 24 hours a day to review your situation and connect you with the right Michigan attorney — usually within the hour. Call 973-566-5599 for your free, confidential case review.
This article is general information about Michigan law, not legal advice for your specific situation. For guidance on your case, talk to a qualified attorney. Injury Claim Team can connect you with one at no cost — call 973-566-5599.